30 year guaranteed term is ideal for people who need life insurance protection for a long time, but not necessarily their entire life. One example would be to purchase a 30 year term life insurance policy to cover a 30 year fixed mortgage.
But there is an age limit however, and the oldest you can qualify is 65 years old. Anything beyond that can then be turned over to 10 or 20 year term policies.
Now, when it comes to health issues, it generally comes down to this: the healthier you are, the better your coverage and the cheaper your premiums [...] Continue Reading…
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